As I mentioned in my last post, I really wanted to talk to my therapist about both scheduling and money in our last session. We got through the scheduling conversation fairly quickly, which left nearly 45 minutes to tackle the money part.
Oh boy.
My therapist and I have tried to have conversations about money, primarily within the context of how the financial cost of therapy impacts me. It’s a lot of money. A LOT. It is the biggest expense for my wife and I (and that includes rent in NYC). It wasn’t so bad when I started with this therapist because it was just one session per week. But then one became two and a few months later, we settled into three sessions each week.
It’s pretty clear that this frequency works well for me. I don’t mind seeing her so often, but I won’t pretend the cost isn’t a burden for me. My wife insists that my health, including my mental health, is worth the expense. I believe her. But there is still so much intense guilt that comes up for me, especially since I’m still in school and thus not generating income for myself.
I do get a small stipend and all of my education is paid for in grants and scholarships, so at this point all of my therapy expenses have come from my own bank account. I am happy about that, but it also means that I’m literally contributing NOTHING to our other bills – rent, utilities, groceries, cell phones, transportation, etc. And that is very hard for me to swallow.